Mortgage Refinance & Extra Payments
Compare your current loan with a potential refinance or accelerated payoff plan. Evaluate break-even months, interest savings, and the new payoff timeline with the same Bankrate-aligned amortization engine.
Detailed comparison
Enter your current loan details and a potential refinance offer to compare payments, interest, and payoff dates.
Current loan
- Monthly payment: $0
- Remaining interest: $0
- Months left: 0
New scenario
- Monthly payment: $0
- Total interest: $0
- Months to payoff: 0
| Metric | Current | New | Difference |
|---|---|---|---|
| Monthly PITI + PMI | $0 | $0 | $0 |
| Total interest remaining | $0 | $0 | $0 |
| Payoff timeline | 0 months | 0 months | 0 months |